YES and you also should do some research.  Who understands Collision, Liability, Uninsured, or Underinsured coverages? Why is each important?  How much is enough?  “State minimum” policies are unlikely to cover all the damages caused by a significant collision.  Higher limits protect you if you hurt someone else, while higher Underinsured Motorist Coverage protects you if someone else hurts you. GAP Insurance protects you when you owe more than your car’s value.

Make sure your coverages actually have you covered!  Call us at (304)522-8301 if you would like us to review your policy with you.

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