The simplest answer is: It Depends. If it is your own insurance company, then yes, you probably should talk to them because you have a duty under your policy to cooperate with your insurer and they have a duty to be fair with you. However, if it is the other party’s insurance company, you should be more careful since they do not have a duty to you. In either case, you should always consult an attorney before giving a statement, since any statement you give could have unforeseen effects on your legal rights in the future.
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