A lot of legal documents are required at closing, but a marriage certificate isn’t one of them. The person sitting next to you at closing could be your best friend, your cousin, or even someone you might marry down the road. Read more

Land use is a characterization of land based on what can built on it and what the land can be used for. Example, the total of arrangements, activities & inputs that people undertake in a certain land cover type. Land use and zoning are not the same. Read more

It begins before you make the decision to buy.  Keep your finances in check - always.  And save, save, save!  You will need $ for a down payment and your closing costs! Read more

Your REALTOR® can guide you, answer questions, hold your hand - but ultimately, it’s your decision. Keep in mind, it isn’t always about price.   Read more

If the built-up equity in your current home will be applied to the down payment on the new home, naturally the former will need to be sold first. Read more

Many sellers just don’t want to be bothered with fixing anything before listing their home for sale.  If this is your thought process, then understand that your home will have to be appropriately priced knowing repairs are needed.  If you are ok with this, then also understand that if a buye… Read more

This month the Federal Reserve has lifted the benchmark federal funds rate by a quarter of a percent.  Some say the connection between Fed decisions & the mortgage market might not be as cut and dry as most assume. Read more

From adaptive thermostats to sophisticated artificial intelligence, a smart homeowner can now cross off a variety of tasks from their daily “to do” list by using their smart phone or clicking a button. Although these are modern conveniences, they can potential bring risks. Read more