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Erica Boggess is acting executive director for The West Virginia Housing Development Fund.

The West Virginia Housing Development Fund is West Virginia's affordable mortgage leader and an organization devoted to our state and its people. Our story starts in 1969, when we were given $1 million in seed money by the Appalachian Regional Commission. Since then, the Fund has issued more than $4.3 billion in bonds and has financed more than 120,000 housing units.

We love our state, and we are honored that so many trust us to help them make what is often their biggest investment. We house nearly one in 10 West Virginians, and we are the state's largest server of mortgage loans. The Fund is here to support the very backbone of our communities - police officers, firefighters, teachers, nurses, miners and so many others. We take pride in what we do, and we feel like our contribution to West Virginia has made this state better.

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